Romance-Scam Sample · 2 of 2 Based on a real romance-scam investigation — all names, dates & details changed. Read the clean-record sample → Start your report →
Confidential Investigative Report
Licensed Private Investigations · FL #A1200250
RUN.
OR
DON'T RUN.
Subject of Investigation
"Dennis Ray Calloway"
Romance-Scam Sample · Based on an Actual Case · Details Changed

RUN. DON'T RUN.™

DATING BACKGROUND REPORT
Subject: "Dennis Ray Calloway"  |  Claimed DOB: 05/02/1951  |  Prepared by: Hubbard Investigations, LLC — Lic. A1200250
⚠ This sample is drawn from a real investigation we completed. Every name, date, address, and identifying detail has been changed to protect the people involved — including the real man whose identity the scammer stole. The scam itself is exactly as we found it.

Who Is This Person?

You are being lied to. The man calling himself "Dennis Cole," and later "Dennis R. Calloway," is running a classic romance scam.

Nothing he told you matches reality. He claimed to be 75 years old and 5'6" tall, born and raised in Portugal, a civil-engineering graduate of the University of Lisbon, widowed 12 years ago, and the owner of "HelioCrest Energy," a solar-panel company.

There is a real Dennis Ray Calloway — but he is a 62-year-old man, six feet tall, born in the United States, with a Social Security number issued in New York in the early 1980s. He has never lived outside the U.S. and there is no indication he ever attended college in Portugal or anywhere else. He owns a septic and site-services business in Tampa, not a solar company. And he has never been widowed: his one documented marriage ended in divorce.

The phone numbers you were given — a (727) 555-0134 cell and a (934) 555-0188 WhatsApp line — return no subscriber records at all. Both are Voice-over-IP numbers generated through an app, untraceable to any real person. This is a hallmark of online fraud.

The real Dennis Calloway lives quietly in Tampa with a long, verifiable history in Hillsborough and Pasco Counties. You are not speaking to him. You are speaking to a con artist wearing pieces of his identity.

Identity & Address History

The real identity being borrowed:

There is no evidence of residence in Portugal, Europe, or anywhere outside the United States — ever. The "born and raised overseas" story exists for one reason: to explain the accent on the phone, the odd hours, and why he can never quite manage to meet in person.

Criminal History

The real Dennis Calloway's record contains only minor traffic and boating infractions across two decades — an improper-backing citation, an expired registration, an insufficient-safety-equipment boating ticket — all pled, paid, and closed. No violent crimes. No felonies. No fraud or theft convictions. No active warrants.

Understand what this means: the criminal history of the real man is clean, and it is irrelevant — because the person contacting you is not him. A background check on the stolen name will always come back reassuring. That is precisely why scammers steal real, clean identities.

Sex Offender Registry

No match found for the real Dennis Ray Calloway on a DOB-verified registry search. Again: this clearance belongs to the real man, not to the person you are talking to, whose true name is unknown.

Marriage & Divorce History

Court and property records tell one consistent story about the real Dennis Calloway:

The scammer's claim of being "widowed 12 years ago" is false. There is no evidence Dennis Calloway was ever married to anyone who died. The grieving-widower persona is a standard scam device: it creates instant sympathy and pre-emptively explains a lonely, cautious man who "hasn't loved since."

Financial Picture (Public Records)

The real Dennis Calloway's public financial record shows a man who hit hard times over a decade ago and climbed out:

No solar-panel company exists. "HelioCrest Energy" appears in no Florida business registry, no state's registry, no licensing database, nowhere. It is a fabrication — and the fake "successful company owner abroad" is the setup for the ask that always comes later: an invoice problem, a frozen account, equipment stuck in customs.

Civil Court History

Beyond the foreclosure and bankruptcy above, county clerk searches in Hillsborough, Pinellas, Pasco, and Manatee Counties returned only a single HOA lien notice against the real Calloway's home, voluntarily dismissed within a year — a fee dispute, resolved. No pattern of litigation. No active lawsuits.

Digital & Online Presence

Licensed databases associate six phone numbers with the real Dennis Calloway across Tampa-area carriers going back twenty years, plus two long-standing email addresses. None of them — not one — match the numbers you were given.

The (727) 555-0134 number returns only carrier routing information (a wholesale VOIP provider) with no subscriber. The WhatsApp number does not exist in any U.S. carrier database. The person contacting you maintains no findable Facebook, LinkedIn, or Instagram presence under the name he gave you — because the man he claims to be does not exist.

Red Flags & Inconsistencies

Set side by side, the story collapses:

What he told youWhat the records show
Name: "Dennis Cole," later "Dennis R. Calloway"Real name: Dennis Ray Calloway. No alias "Cole" exists anywhere in his record.
Age 75, born 05/02/1951The real man is 62, born 09/17/1963 — thirteen years younger.
Height 5'6"Real height 6'0" — six inches taller.
Born and raised in PortugalBorn in the USA. SSN issued in New York. Never lived abroad.
Civil engineering degree, University of LisbonNo evidence of any college degree. Runs a septic-services business in Tampa.
Widowed 12 years agoDivorced in 2016. Never widowed.
Owns "HelioCrest Energy" (solar company)No such company exists in any business registry.
Daughter "Emily" in nursing school at a private Florida universityNo daughter matching this description found.
No siblings; parents deceasedRecords indicate living relatives, including siblings.
Cell (727) 555-0134 / WhatsApp (934) 555-0188Both return NO RECORDS. App-generated VOIP lines with no real subscriber.
Lives at the Tampa address he gave youThat is the real Dennis Calloway's home — lifted straight from public property records to make the persona check out.

The scammer took a real man's name and address — details anyone can pull from property records in minutes — and fabricated everything else. He is not Dennis Calloway. He is an imposter building a fake persona designed to defraud you.


Pros — Reasons to Consider Dating This Person

None. You are not in contact with a real person. There is nothing to consider.

Cons — Reasons for Concern

  • Complete fabrication of identity. Age, height, birthplace, education, marital history, occupation, and family details are all false.
  • Stolen identity elements. A real person's name and home address, harvested from public records, used as a credibility shield.
  • Untraceable phone numbers. Both lines are app-generated VOIP with no subscriber records — a classic scam signature.
  • A targeting pattern. Our client in this case was a widow in her late seventies — the exact demographic romance scammers hunt, because loneliness is the vulnerability they monetize.
  • The foreign backstory. Portugal, the engineering degree, the late wife — a package engineered to create sympathy, explain the accent, and excuse why he can never meet or video-chat clearly.
  • No verifiable existence. The persona appears in no database, no registry, no social network, no news archive. Real people leave records. He has none.

Summary & Investigator's Note

This is a textbook romance scam, and our verdict is unambiguous: RUN. The person on the other end of those messages is not Dennis Calloway. He is a fraudster — most likely operating overseas — using a stolen identity to build trust before the requests for money begin. In these scams the next chapter is always the same: a sudden emergency (medical, legal, "business trouble abroad"), a request for a wire transfer, gift cards, or cryptocurrency, and ever-more-elaborate reasons he can't meet in person.

Cut off all contact. Send nothing. Sign nothing. Click nothing he sends you. Report the scam to the FBI's Internet Crime Complaint Center (ic3.gov) and the FTC (reportfraud.ftc.gov). If any money has already been sent, contact your bank immediately — speed matters.

In this case, our client had lost nothing yet but her time and her hopes. The report above is why. We don't tell you whether to run — but when the person doesn't exist, there's only one direction to go.

DISCLAIMER: This sample is based on a real investigation completed by Hubbard Investigations, LLC (FL Lic. A1200250). All names, dates, addresses, phone numbers, case details, and other identifying information have been changed; "Dennis Ray Calloway," "Dennis Cole," "Donna M. Calloway," and "HelioCrest Energy" are fictional stand-ins and any resemblance to real persons or companies is coincidental. Real reports are prepared using public records and licensed investigative databases. Reports are provided for personal, informational purposes only, are not consumer reports under the FCRA, and may not be used for employment, tenant, credit, or insurance decisions. All persons are presumed innocent unless adjudicated otherwise by a court of law.
IMPORTANT NOTICES AND LIMITATIONS
  1. Not a consumer report. This report is not a "consumer report" under the Fair Credit Reporting Act, 15 U.S.C. § 1681 et seq. It may not be used, in whole or in part, in connection with eligibility for credit, insurance, employment, housing or tenancy, or any other FCRA-covered purpose.
  2. Source-based findings. Findings reflect the content of the records and sources identified, as of the date accessed. Hubbard Investigations does not warrant the underlying accuracy of third-party databases or public filings, which may contain errors, omissions, or outdated entries.
  3. Identity resolution. Records are reported only where the subject's identity has been resolved to the investigator's professional confidence using available identifiers. Where identity could not be confirmed, that limitation is stated expressly. Common names and shared identifiers create a risk of misattribution; any record of consequence should be independently verified at the source before it is relied upon.
  4. Scope and currency. This report is not exhaustive. Records may be sealed, expunged, unindexed, or held in jurisdictions not searched. The absence of a record is not evidence that no such record exists.
  5. No conclusions of character. This report presents records and findings. It does not render an opinion on the subject's character, truthfulness, or fitness. Any decision arising from it is the client's alone.
  6. Confidential — not for republication. Prepared for the exclusive use of the named client. It may not be posted, forwarded, or disseminated to any third party or public forum. Unauthorized dissemination may expose the disseminating party to civil liability.
  7. Investigative aid only. This report supplements, and does not replace, independent verification.
727-495-6565  |  john@hubbardinvestigations.com  |  1730 Drew St, Clearwater, FL 33755
This is the romance-scam sample — a scam caught before a dollar was lost. Read the clean-record sample →  ·  Worried about someone? Start your confidential report — $299 →